Privacy Policy

Time and Money Express Mx (from now on, "Provider" or "we") respect your privacy and agree to help you understand what kind of data we collect, why we collect it, and what we do with it. Please take the time to read the privacy policy carefully. By providing us with personal information, you signify your agreement with this Privacy Policy. 1. The services covered by this Policy We currently operate the mobile application of Provider (the "Application"), as well as the website Time and Money Express Mx (the "Website" and, together with the application, the "Services"). This privacy policy covers the use of the aforementioned Services. Privacy policy Time and Money Express Mx do not disclose any information to any third private person and/ or entity unless there is an instruction by the local financial Authority of the country where the user is operating, however, it can be extended to citizens of the country who are operating in another. This rule normally only applies to US citizens and does not apply to any other country and/ or citizens. If there is a court order, Tipme and Money Express only will disclose information relevant to the entity and/or Authorities as per the applicable legislation. Time and Money Express Mx is operating in Panama, Colombia, Venezuela, and the USA, however, can receive remittances in Euros in the Account in Europe. By the International Law of Protection of Personal Data, you are informed that all personal data provided through the app and the website Time and Money Express Mx will be protected and confidential. 2. What personal information do we get from you? 2.1. We and our service providers may collect personal information through the Services indicated in this Policy. This information may include your name, email address, mailing address, date of birth, gender, and photos. You can use our application and visit our website without providing personal information. However, it may be necessary to collect personal information to provide certain services. If you refuse to provide your personal information when required, the application may not be able to provide certain services (for example, by marking your account as "verified"). You may choose to purchase certain additional functionalities, in Supplier, about the Services. If you do so, we may use the personal information collected to provide services connected to that purchase. By sending us or our service providers personal information relating to others in connection with the Services, you represent that you have the authority to do so and that you allow us to use the information by this privacy policy. 2.2. We may collect the physical location of the device to record and post information about your position and show you the products offered by users near you. The provider can collect this information, for example, with satellite signals, cell phone towers, or Wi-Fi. You may allow or deny such collection and publication of the location of your device but may affect your use of the Services (for example, making it impossible for us to put your products for sale in a certain geographic location). 2.3 We may also use any advertisement you publish in the Supplier, including the uploaded photo or product image, as well as other information (including username and location) associated with the advertisement, for our advertising purposes, including social networks, Facebook ads, newsletters, and announcements of any means of communication. 2.4 We may use or disclose the personal information we obtain from you, in the event we deem it necessary or appropriate, including, but not limited to, the use and disclosure of personal information for the following purposes: to protect the person or organization, to protect our services, rights or property, to comply with legal requirements, to respond to a legal process or legal application requests and to comply with requests from other public and governmental authorities. 2.5 We may add personal information, which when added does not personally identify you or any other user of Services. For example, we can add personal information to calculate the percentage of our users who have a particular zip code. 3. Registration and Registration 3.1. To use some of the Services you will have to register, either by providing your email address or your social network account. We may also collect information that includes your phone number, date of birth, and gender, as well as information about your preferences (such as your preferred method of communication). In case you decide to register with a social network account, you authorize us to access and use certain information depending on the privacy settings you have selected in that social network. Thus, we indicate a few examples of personal information we collect and use that include basic account information (eg, name, email address, gender, date of birth, current city, profile picture, user ID), list of friends, etc.) and any other additional information or activities that you allow the social network to share. 3.2. We may require that you provide us with additional information such as a profile picture, name and surname, username, and email address to be displayed on the application and the website. You can visit some areas of the Services as a guest, but you may not be able to access all the contents and features of those areas without registering. 3.3. All the data requested in the forms of the application that do not appear as optional are mandatory for effectively managing the relationship with the Supplier. 4. Newsletters and Push Notifications When permitted by applicable law, we may communicate with you and/or send commercial communications through electronic communications, such as email, to inform you about our products, services, offers, or any commercial content related to the company. If you do not want to receive marketing emails, you can always choose to follow the instructions to cancel the subscription that is included in such emails. Keep in mind that even if you opt to stop receiving commercial communications, you can continue to receive administrative communications from the Provider, such as transaction confirmations, and notifications about your account activities (for example, account confirmations, and password changes)., etc.), and any other important announcements. We can also send you push notifications if you have activated it. You can disable push notifications in the settings of your mobile device. 5. What information do we collect from you? 5.1. In many cases, we will automatically collect certain information about your use of the Services. We collect this information to ensure that the services work correctly. We may collect, among other things, information about your browser or device, data on the use of applications, information through cookies, pixel tags, and other technologies, and aggregate information. This information may include: • The usage data of the application, such as the date and time of access to our servers and what information and files have been downloaded from the App based on your device number. It is also possible that, in some versions of the application, we may collect information about other applications that you may have on your device (but not on the content of these applications). We may also collect information collected automatically through your browser or device, or the application when you download and use it. We can collect your Media Access Control (MAC) address, the type of computer (Windows or Macintosh), screen resolution, device manufacturer and model, language, type, version, and name of Inter browser. net and the version of the services (such as the App) that you are using. • The operating system you are using, the domain name of your Internet service provider, and your "route of clicks" through the Sites or the application; • Your IP address, which we can use for purposes such as calculating usage levels, diagnosing server problems, and managing the Services. We can also conclude what is your approximate location from your IP address; 5.2. For this purpose, the Supplier may use cookies and other technologies, as described in the following section. 5.3. We may also collect information when you voluntarily provide it, as your preferred method of communication. 5.4 We may add personal information, which when added does not personally identify you or any other user of the Services. For example, we can gather personal information to calculate the percentage of our users who have a particular zip code. We may use and disclose aggregate personal information for any purpose, except when we are required to do otherwise by applicable law. 5.5. We may use and disclose non-personal information for any purpose, except when we are required to do otherwise by applicable law. In some cases, we may combine this information with personal information. For example, if you have created an account with our services, your account information may be related to items of your purchase (for example, your order history). If we do, we will treat the combined information as personal information, as long as it remains combined. 6. Information about cookies and related technology 6.1. Provider may contain "cookies". We can use cookies to manage the sessions of our users and to store preferences, tracking information, and language selection. Cookies can be used whether you register with us or use the Services as a guest. "Cookies" are small text files transferred by a web server on your hard drive and then stored on your computer. The types of information usually include the date and time you visited, your browsing history, and your preferences. For more information, consult our Cookies Policy. We may use the information collected through cookies to promote, highlight, or highlight certain articles about the use of the Services. We can use your response to these promoted or featured articles, or search queries and results, to customize the services for you. In general, you can configure your browser to not accept cookies. You can also go to My Consignment Time and Money Express Mx E. However, not allowing the use of cookies may limit your access to certain functions of the Website. For example, you may have difficulty accessing or using certain interactive features of the Web, such as the Provider forum or comments. 6.2. Analytical functions We use Google Analytics, which uses cookies and similar technologies to collect and analyze information about the use of services and report on activities and trends. This service can also collect information about the use of other websites, applications, and online resources. You can learn about Google practices, by going to https://www.google.com/policies/privacy/partners/, and block them by downloading Google Analytics. 7. How can you access, delete, or change the information you have given us? 7.1. You can exercise your rights of access, rectification, cancellation, and opposition at any time by sending a written request to the company email. 7.2. To properly address your request, please clearly indicate about which personal information you are writing. For your protection, we can only respond to requests for personal information associated with the email address you used to send your request, and we may have to verify your identity before implementing your request. We will try to comply with your request as soon as possible, but we may have to retain certain information to comply with our record keeping and there may also be residual information that will remain in our databases and other records, which may not be available. be eliminated. 7.3 Provider has put in place all the necessary security measures to guarantee the security of personal data of a Agree with the current state of technology. 8. Our commitment to protect the personal information we have collected We seek to use reasonable organizational, technical, and administrative measures to protect personal information within our organization. However, there is no web portal or transmission that is completely secure. Consequently, the Supplier cannot guarantee that in case of unauthorized access or piracy, there will be no loss of data, or other incidents. Your use of the web services and the App is at your own risk. Provider urges you to take steps to keep your personal information secure, by memorizing your password or keeping it in a safe place. If you have signs to believe that your interaction with us is no longer secure (for example, if you believe that the security of your account has been compromised), please notify us immediately in the "Contact Us" section. 9. Third parties This privacy policy does not cover, and therefore Supplier is not responsible for, the privacy, information, or other practices of any third party, including any third party that operates any site or service to which the Services offered here link. We can also use a third-party payment service to process payments made through the Provider. If you wish to make a payment through the Provider, your personal information may be collected by said third party and not by us and will be subject to the privacy policy of the third party, instead of this privacy policy. We have no control over it, and we are not responsible for the collection, use, and disclosure of such personal information by this third party. 10. Withdrawal Period We keep your personal information for the time necessary to comply with the purposes described in this privacy policy unless the regulations require us to have a longer period of conservation. 11. Use of Provider by minors The services are not directed to persons under fourteen (14) years of age, and we request that said minors do not provide personal information through the Services indicated here. 12. Notification of changes in Policy Provider reserves the right to modify this Policy at any time, notifying registered users via email or application of the existence of a new policy and/or publication of the new policy on the Services. All changes to the policy will be effective upon posting, and your continued use of any Service Provider after its publication will constitute your acceptance and agreement to be bound by those changes. 13. How to contact us If you have any questions, complaints, or comments about this Policy, please contact us by email. Please, do not send us sensitive information by email, since such communications are not always secure.